Requesting a Service and Confirming a Service

Requesting a Service 

Taufika Aristya

Rawalumbu Street, No. 56 Bekasi

Telp. (021) 87564309

HP +62 812-8867-9542

Taristya@gmail.com

November 29^th, 2016

Aqila Jasmine

Supervisor

CRA Building

438 Fifth Avenue

Coast City, CA 96123

Dear Ms. Jasmine

On November 25^th, 2016. On the phone yesterday, I had booked a wedding hall and has already paid an advance of Rp 3.000.000 on behalf  Taufika Aristya. And now I would like to confirm those plans.

The dates of the wedding are February 14^th, 2017. The hours are 7.00 PM to 9.00 PM. There will be 500 guests or aroud 1000 people will be attending. I will need 4 rooms consisting of two smaller rooms for gromming the bride and two large rooms for gromming families.

As we discussed, I will need extra AC, microphone and speaker for the event. In the small rooms I will need extra AC too, cabinets, a big mirror and a dressing table. In the large rooms I will need extra 15 seats, a large mirror and a dressing table.

I will have a catered snack. I would appreciate your faxing me the menu choices as soon as possible, but no later than Thursday, December 8^st.

I want to hold the first meeting on Monday, December 5^th to discuss the building and snacks, can you? But could you fax or e-mail me your projected cost snack before the 5^th of December? So I will give the final confirmation of the booking when we meet later.

I want to thank you for your help in planning our wedding. I look forward to meeting you next week. And I also want seeing what you got facilities.

Sincerely

Taufika Aristya

Special Projects Officer

Confirming a Service 

CRA Building

Jend. Sudirman Street No. 302 Jakarta Pusat 10210

Telp. (021) 87789000

Fax. (021) 87789001

crabuilding@gmail.com

November 30^th, 2016

Taufika Aristya

Special Projects Officer

15 Pilgrim Way

Theodore, VA 49385

Dear Ms. Taufika

Thank you for yor November 29 letter expressing interest in CRA Building. This letter will confirm our meeting subsequent to discussing plans. And I already receive advance payments on behalf Taufika Aristya.

We understand you would like to reserve our a wedding hall on February 14^th, 2017. The thousand people will attend your wedding. You will need two large rooms and two small rooms.

As you requested, we wiil provide extra AC, a microphone and speakers for the event. In the small rooms, we will provide extra AC, cabinets, a big mirror and a dressing table. In the large rooms, we will provide extra 15 seats, a large mirror and a dressing table.

We will provide a snack. The menu choices were email to you today. Please tell us your snack selections on week before our meeting.

As you requested, I email the projected cost today. After you decide on the required equipment and the type of snack, we can finalize the cost estimate. And I can accept our meeting on December 5^th.

I appreciate having the opportunity to plan your meeting. We look forward to showing you our facility when you visit next week.

Sincerely

Aqila Jasmine

Supervisor

Business Phone Call

Dialog 1

Secretary        : Good Morning, Aqila Corporation. Can I help you?

Me                   : Good Morning. May I speak to Ms. Bethany Angelica, please?

Secretary         : Who’s speaking, please?

Me                   : This is Jasmine Carolline from Makmur Corporation

Secretary         : Could you spell it, please?

Me                   : It’s  J-A-S-M-I-N-E  C-A-R-O-L-L-I-N-E

Secretary         : Thank you, would you mind holding for a minute, Ms Jasmine?

Me                   : Not at all

………………………………………………

Bethany           : Hello, Good Morning.

Me                   : Is this Bethany Angelica?

Bethany           : Speaking

Me                  : Hi, Ms Bethany I am Jasmine. I was just calling to confirm the details of our   meeting. What’s a good time for you?

Bethany           : Well, I’m very busy tomorrow. How about 9 AM on Wednesday?

Me                   : Sure I can.

Bethany           : I’ll put you on my schedule for 9 AM on Wednesday.

Me                   : Great. I’m looking forward to it. See you soon.

Bethany           : Sure, Thanks for calling. Have a nice day.

Dialog 2

Secretary         : Good Morning, Aqila Corporation. Can I help you?

Me                   : Good Morning. May I speak to Ms. Bethany Angelica, please?

Secretary         : Who’s speaking, please?

Me                   : This is Jasmine Carolline from Makmur Corporation

Secretary         : Could you spell it, please?

Me                   : It’s  J-A-S-M-I-N-E  C-A-R-O-L-L-I-N-E

Secretary         : Thank you, would you mind holding for a minute, Ms Jasmine?

Me                   : Not at all

………………………………………………

Bethany           : Hello, Good Morning.

Me                   : Is this Bethany Angelica?

Bethany           : Speaking

Me                   : Hello Bethany, this is Jasmine. How are you?

Bethany           : Oh Jasmine, I’m fine thank you. And you?

Me                   : I’m fine too. Do you have free time?

Bethany           : Hmmm…. I think I have free time only on Friday.

Me                   : Good. I want to make a appointment schedule with you. The discuss about our new product and cooperation with your company at 3 PM in Raffles Jakarta.

Bethany           : OK. I will put you on my schedule for 3 PM on Friday and I will be there on time. See you soon.

Me                   : Sure. Thank you Bethany. Have a nice day.

Dialog 3

Secretary         : Good Morning, Aqila Corporation. Can I help you?

Me                   : Good Morning. May I speak to Ms. Bethany Angelica, please?

Secretary         : Who’s speaking, please?

Me                   : This is Jasmine Carolline from Makmur Corporation

Secretary         : Could you spell it, please?

Me                   : It’s  J-A-S-M-I-N-E  C-A-R-O-L-L-I-N-E

Secretary         : I’m sorry. I think her line is busy. Do you want to leave message for Ms. Bethany?

Me                   : Yes, I’m sorry, I have to cancel my appointment on Friday, October 28^th. Because my mother was treated at the hospital and I had to accompany her

Secretary         : Ok, No problem, your appointment is cancelled. Would you like to reschedule?

Me                   : Hmmm, I will call Ms Bethany again.

Secretary         : OK. What else is there to say?

Me                   : No, Thank you so much.

Email

MAKMUR CORPORATION

Cempaka Street No. 18

Jakarta Selatan

October 25^th,2016

The Directur Aqila Corporation

Cemara Street No. 287,

Jakarta Selatan

Dear Ms. Bethany Angelica

            Good Morning, Ms Bethany. Ms Jasmine Carolline want to discuss about our new product and cooperation with your company. I want to make a appointment schedule with Ms. Bethany Angelica.

            Date               : October 28^th,2016

            Time               : 3 PM           

            Place              : Dian Ballroom Raffles Jakarta

            We hope you can attend in that schedule and we hope to have a long successful professional relationship with your company. I am waiting for a reply from you to approve it or not, thank you.

Your Sincerely,

Jasmine Carolline

Sumber

http://sucikhatin.blogspot.co.id/2014/09/contoh-appointment-letters.html

How To Apply For a Job

I'll tell you how to apply for a job start from the introduction, cv until the cover letter.

1. The Introduction

Halo, Good morning mam. Let me introduce myself. My name is Taufika Aristya Putri. You can call me Fika. I was born in Bekasi, October 28^th 1996. It means that I’m 19 years old right now. I live in Rawalumbu, Bekasi. My religion is moslem. I was the third child of four sisters. I am still studying at Gunadarma University and sitting on the fifth semester. My last GPA is 3.80. I am here because I get email to be present at the interview session and I am interested in the position of Internal Auditor Junior in this company, PT. Bank BNI Syariah. I have huge passion on Auditor, that is the only reason why I apply this job. I am even not yet finished with my study, but I have an intention of trying to get a job while studying. I will do my best to my job. 

2. Curriculum Vitae (CV)

Curriculum Vitae (CV) has a role that is meaningful to you and the company. Do not make the CV seem unremarkable but make creative and interesting CV who were able to present your skills. Usually HRD selection in the company did not have much time to read the CV. So make clear, creative, quick and simple because it will allow you as well as you because companies can get a picture of yourself more fully. Writing a good CV can be one of the toughest challenges of job hunting. Most employers spend just a few seconds scanning each CV before sticking it in the 'Yes' or 'No' pile.

Tips for writing a CV:

a. Keep it real!

Employers spend, on average, just 8 seconds looking at any one CV, and a surefire way of landing yourself on the no pile is to send them your entire life story. Keep it punchy, to the point, and save those niggly little details for the interview.

b. Tailor it

We've all done it. Whizzed the same CV out to lots of employers to save time... Stop! Take the time to change your CV for each role that you apply for. Research the company and use the job advert to work out EXACTLY what skills you should point out to them. They will appreciate the obvious effort.

c. Include a personal statement

Don’t just assume an employer will see how your experience relates to their job. Instead, use a short personal statement to explain why you are the best person for the job. This should be reflected in your cover letter as well see our tips to the perfect cover letter.

d. Keep it current

You should keep your CV up-to-date whether you’re looking for a job or not. Every time something significant occurs in your career, record it so you don't later forget something that could be important.

e. Make it look good

    We live in a world where image is everything, and that also goes for your CV. Take some time to pretty it up... Use bullet points and keep sentences short. Use the graphic design trick of leaving plenty of white space around text and between categories to make the layout easy on the eye. Alternatively, get creative with your job application!

Example of CV:

3. Cover Letter

One of the most important parts to landing that dream gig is the cover letter. Despite how good your resume is, a bad cover letter can land you in the rejection pile.

Tips for writing a Cover Letter:

a. Address the Cover Letter to the Right Person

Even if the job advertisement doesn’t name a specific contact at the company, do your research and address your cover letter to the specific person who will be reading it. Many technology companies are good about listing their staff either on their own websites or their social media sites. Addressing your letter to a specific person shows that you’ve done legwork and are truly interested in working with the people at the company.

b. Explain Your Connection

If you’ve been referred to the company by a specific person or found out about the job from someone connected to the company, introduce that in the first paragraph. You want to give yourself some context and a leg up.

c. Edit Your CV

Before you send your cover letter, ensure that your CV is up to date. It should include all relevant and recent work that might relate to the job that you’re applying for. Remove old and irrelevant work before potential employers see it.

d. Be Specific About Skills

Many skilled people work in the graphic design and development worlds. Listing the programs, programming languages, etc. you are adept in using is a plus when writing a cover letter.

e. Request an Interview

You haven’t just written a cover letter to share information with the potential employer, you want an interview. So ask for it! Tell the company staffers that you would love to discuss the job with them more and show them why you are the best candidate for it in person.

Example Cover Letter:

Sumber:

http://www.totaljobs.com/careers-advice/cvs-and-applications/successful-cv (27/9/2016 9:24 PM)

http://ben-jobs.blogspot.com/2016/09/contoh-curriculum-vitae-fresh-graduate.html (26/9/2016 7:15)

https://creativemarket.com/blog/10-tips-for-writing-a-cover-letter-that-will-get-you-hired (27/9/2016 9:11 PM)

REVIEW JURNAL 1

1. Judul Penelitian :

Relevansi Nilai Selisih Loans Book Value dan Loans Fair Value, Book Value Per Share, Earnings Per Share dan Ukuran Perusahaan

2. Penulis : 

Dina Bakti Pertiwi , Novrys Suhardianto

3. Nama Jurnal :

Jurnal Akuntansi dan Keuangan, Vol. 17, No. 2, November 2015, 82-90

4. Tahun Terbit : 

2015

5. Latar Belakang Penelitian : 

Indonesia sebagai anggota G20 berkomitmen mengonvergensi standar akuntansi keuangan Indonesia (SAK) agar selaras dengan International Financial Reporting Standard (IFRS) yang disusun oleh International Accounting Standards Board (IASB). Sejak Ikatan Akuntan Indonesia (IAI) berkomitmen menerima IFRS pada 2008, proses konvergensi PSAK terhadap IFRS terus berlangsung sampai kesenjangan antara PSAK dan IFRS semakin mengecil dengan harapan relevansi laporan keuangan menjadi lebih baik. Salah satu dampak konvergensi PSAK terhadap IFRS adalah kecenderungan meninggalkan historical cost menuju fair value meskipun perdebatan soal kedua metode penilaian tersebut belum berakhir (Drago, et al. 2013). Penggunaan historical cost dipandang akan mengurangi relevansi laporan keuangan dalam pengambilan keputusan (Sonbay, 2010). Di sisi lain, penggunaan fair value bisa jadi meningkatkan relevansi namun berpotensi tidak andal, ketika tidak ada harga pasar yang dapat mengevaluasi aset dan liabilitas keuangan (Nissim, 2003). Penggunaan fair value sangat disarankan oleh pernyataan standar akuntansi keuangan nomor 55 (PSAK 55) untuk instrumen keuangan. Salah satu instrumen keuangan paling dominan di perbankkan adalan loan atau pinjaman. Kewajiban menggunakan atau paling tidak mengungkapkan nilai wajar untuk instrumen keuangan sangat memengaruhi perbankan karena instrumen keuangan adalah komponen utama aset dan liabilitas bank. Sebagai lembaga intermediari, penyaluran kredit merupakan kegiatan yang mendominasi usaha perbankan. Informasi akuntasi dikatakan relevan apabila mampu mempengaruhi harga pasar saham (Reinita dan Deumes 2011). Untuk membuktikan bahwa pengungkapan fair value pinjaman bank (loan) bermanfaat bagi investor, penelitian ini bertujuan membuktikan bahwa perbedaan nilai buku dan nilai wajar loan memiliki kemampuan untuk memrediksi harga saham perbankan. Pengungkapan informasi fair value instrumen keuangan mempunyai relevansi nilai dalam menjelaskan harga saham (Hassan dan Norman, 2010). Pergerakan harga saham merupakan dampak dari keputusan investasi investor. 

6. Metode :

Jenis penelitian termasuk penelitian kuantitatif dengan periode pengamatan dari tahun 2010 sampai tahun 2013. Sumber data yang digunakan dalam penelitian ini adalah data sekunder yang berasal dari website resmi Bursa Efek Indonesia (www.idx.co.id), Bank Indonesia (www.bi.go.id), dan Yahoo Finance (www.finance.yahoo.com). Variabel independen dalam penelitian ini, antara lain : selisih loans book value dan loans fair value, book value per share, earnings per share dan ukuran perusahaan. Variabel dependen adalah harga saham. Penentuan sampel dalam penelitian ini menggunakan teknik purposive sampling, yaitu teknik penentuan sampel dengan pertimbangan tertentu (Sugiyono, 2012:122). Pertimbangan yang digunakan dalam melakukan pemilihan sampel tersebut adalah sebagai berikut: 

1. Bank-bank tersebut terdaftar di Bursa Efek Indonesia dan tidak sedang dalam proses delisting untuk periode 2010-2013 secara bertutut-turut. 

2. Bank-bank tersebut menerbitkan laporan keuangan tahunan untuk periode 2010-2013 secara berturut-turut. 

3. Bank-bank tersebut mengungkapkan nilai pinjaman baik nilai tercatat maupun nilai wajar dalam catatan atas laporan keuangannya untuk periode 2010-2013 secara berturut-turut.

Teknik analisis data dalam penelitian ini akan menggunakan regresi linier berganda dan uji hipotesis dilakukan secara bersama-sama (uji F) dan uji hipotesis secara parsial atau secara individu masing-masing variabel independen terhadap variabel dependennya (uji t). Sebelum dilakukan uji-uji tersebut, atas seluruh variabel penelitian dilakukan analisis statistik deskriptif untuk menggambarkan sampel yang diteliti yaitu dengan cara menentukan mean, median, standard deviation, minimum, dan maximum. Adapun persamaan regresi linier berganda yang digunakan adalah: 

Price = α + β1DIFF_BLFL + β2BVE + β3EPS + β4SIZE + ε 

Keterangan :

Price : Harga saham 

α: Konstanta 

β 1,2,3,4 : Koefisien regresi yang menunjukkan angka peningkatan ataupun penurunan variabel dependen yang didasarkan pada variabel independen. 

DIFF_BLFL: Selisih loans book value dan loans fair value 

BE : Book value per share 

EPS : Earnings per share 

SIZE : Ukuran perusahaan yang diproksikan dengan log total aset 

E : Standar error

Perusahaan yang digunakan sebagai sampel dalam penelitian ini berjumlah 27 perusahaan perbankan yang terdaftar di Bursa Efek Indonesia yang telah memenuhi kriteria pemilihan sampel. Periode pengamatan selama 2010-2013 membuat sampel yang digunakan berjumlah total 108 sampel. Berikut ini merupakan tabel analisis statistik deskriptif masing-masing variabel penelitian: 

Variabel	Minimum	Maximum	Mean	Standar Deviasi
Price	83,94	10.174,17	2.039,75	2.525,04
DIFF_BL	-7,24E12	1,31E12	-	1,34E12
FL			3,80E11
BE	66,75	3,805,31	972,70	934,05
EPS	-25,96	865,21	162,21	203,24
SIZE	10,00	14,87	13,49	0,83

Koefisien determinasi (R2) pada Tabel di atas yang dihasilkan dari regresi linier berganda sebesar 0,839 dan adjusted R2 sebesar 0,833. Maka dari hasil tersebut dapat disimpulkan bahwa selisih loans book value dan loans book value, book value per share, earnings per share dan ukuran perusahaan memiliki kontribusi sebesar 83,3% dalam mempengaruhi harga saham sedangkan 16,7% sisanya dipengaruhi oleh variabel independen lain yang tidak diteliti. Berikut Table Hasil Analisi Regresi Linier Berganda:

Model	β	Sig β (t-hitung)
Konstanta	-3.790,243
DIFF_BLFL	8,673E-11	0,251
BE	-0,268	0,357
EPS	11,706	0,000**
SIZE	312,994	0,050**
R²		0,839
Adjusted R²		0,833
Sig β (t-hitung)		0,000
	Variabel Dependen: Price

             **Signifikan pada level 5%

Koefisien determinasi (R2) pada Tabel di atas yang dihasilkan dari regresi linier berganda sebesar 0,826 dan adjusted R2 sebesar 0,810. Maka dari hasil tersebut dapat disimpulkan bahwa selisih loans book value dan loans book value, book value per share, earnings per share dan ukuran perusahaan memiliki kontribusi sebesar 81% dalam mempengaruhi harga saham sedangkan 19% sisanya dipengaruhi oleh variabel independen lain yang tidak diteliti. Analisis sensitivitas pada penelitian dilakukan pada sampel perusahaan yang antara loans book value dan loans fair value mempunyai perbedaan nilai. 

Dari keseluruhan sampel yang dipilih, terdapat 48 sampel yang menunjukkan selisih loans book value dan loans fair value. Hasil analisis regresi linier berganda pada sampel ini akan dijelaskan pada Tabel Hasil Analisi Regresi Linier Berganda 48 Sampel:

Model	β	Sig β (t-hitung)
Konstanta	-8.864,072
DIFF_BLFL	2,500E-10	0,018**
BE	-1,462	0,009**
EPS	17,074	0,000**
SIZE	748,370	0,057**
R²		0,826
Adjusted R²		0,810
Sig β (t-hitung)		0,000
	Variabel Dependen: Price

**Signifikan pada level 5% 

*Signifikan pada level 10%

7. Hasil :

- Pengaruh Selisih Loans book value dan Loans Fair Value terhadap Harga Saham Berdasarkan pada Table Hasil Analisi Regresi Linier Berganda dan Tabel Hasil Analisi Regresi Linier Berganda 48 Sampel, hasil analisis regresi linier berganda menunjukkan bahwa nilai  untuk variabel selisih loans book value dan loans fair value (DIFF_BLFL) adalah bertanda positif dengan nilai β untuk variabel selisih loans book value dan loans fair value (DIFF_BLFL) adalah bertanda positif dengan nilai signifikansi β sebesar 0,018 lebih kecil dari tingkat signifikan 0,05 maka secara parsial terdapat pengaruh yang signifikan dari selisih loans book value dan loans fair value terhadap harga saham. Hal ini berarti bahwa pengungkapan loans fair value mempunyai value relevance dalam menjelaskan harga saham.

- Pengaruh Book Value Per Share terhadap Harga Saham Berdasarkan pada Table Hasil Analisi Regresi Linier Berganda dan Tabel Hasil Analisi Regresi Linier Berganda 48 Sampel, hasil analisis regresi linier berganda menunjukkan bahwa nilai β untuk variabel book value per share (BVE) adalah bertanda negatif dengan nilai signifikansi β sebesar 0,009 lebih kecil dari tingkat signifikan 0,05 maka secara parsial terdapat pengaruh yang signifikan dari book value per share terhadap harga saham.

- Pengaruh Earnings Per Share terhadap Harga Saham Berdasarkan pada Table Hasil Analisi Regresi Linier Berganda dan Tabel Hasil Analisi Regresi Linier Berganda 48 Sampel, hasil analisis regresi linier berganda menunjukkan bahwa β untuk variabel earnings per share (EPS) adalah bertanda positif dengan nilai signifikansi β sebesar 0,000 lebih kecil dari tingkat signifikan 0,05 maka secara parsial ada pengaruh yang signifikan dari earnings per share terhadap harga saham.

- Pengaruh Ukuran Perusahaan terhadap Harga Saham Pengaruh yang signifikan dalam penelitian ini menunjukkan bahwa. bahwa perusahaan yang berukuran besar cenderung dapat melakukan diversifikasi dan dapat menghasilkan laba yang lebih yang relatif tinggi karena mudah melakukan akses ke pasar untuk mendapatkan modal dibandingkan dengan perusahaan yang berukuran kecil. Hal ini menunjukkan bahwa ketika perusahaan besar dapat menghasilkan laba yang tinggi, investor akan tertarik untuk membeli saham perusahaan yang berukuran besar dibandingkan dengan perusahaan yang lebih kecil, sehingga harga saham akan naik (Djadmiko, 2008).

Sumber :               

http://id.portalgaruda.org/?ref=browse&mod=viewarticle&article=400154